The Disciplined Growth Investor

The Disciplined Growth Investor

The DG Portfolio

SoFi: A Meme “Phenom” (Crypto & Private Equity)

Mark Hines's avatar
Mark Hines
Jul 12, 2025
∙ Paid

SoFi is a millennial-focused financial services company that’s up more than 200% in the last year. And the gains are not just because of social media hype, but also due to SoFi’s impressive fundamental growth (as the company capitalizes on a growing distrust of traditional finance). This report reviews SoFi’s powerful “product differentiation” strategy, growth opportunities (particularly its latest foray into cryptocurrency and private equity), current valuation and risks, and then concludes with a strong opinion on investing.

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